tag:blogger.com,1999:blog-4012906809540892310.post7540195074131348665..comments2012-04-26T11:35:53.743-06:00Comments on Sammy Jankis: The ScoreSammy Jankishttp://www.blogger.com/profile/17728554025654289692noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-4012906809540892310.post-52535616431009327542008-01-04T08:11:00.000-06:002008-01-04T08:11:00.000-06:00Ouch! So sorry to hear that Michelle. I assume i...Ouch! So sorry to hear that Michelle. I assume it was because your homeowner's insurance has increased yet again?Sammy Jankishttps://www.blogger.com/profile/17728554025654289692noreply@blogger.comtag:blogger.com,1999:blog-4012906809540892310.post-41282928635064586702008-01-03T19:32:00.000-06:002008-01-03T19:32:00.000-06:00I wish I were you!! Instead, my escrow is going t...I wish I were you!! Instead, my escrow is going to be short by $1,000 so my note will go up about $200 to make up for the shortage and cover the increase!!! Sucks!!Froghttps://www.blogger.com/profile/14815575147390841235noreply@blogger.comtag:blogger.com,1999:blog-4012906809540892310.post-81125315536875269292008-01-02T15:56:00.000-06:002008-01-02T15:56:00.000-06:00Well, the only two items paid out of my escrow are...Well, the only two items paid out of my escrow are tax and insurance and the amount I'll be paying into escrow will cover the amount we paid this past year. I guess if our assessment went up (which I think it is already undervalued) or if our insurance bill increases we could have to pay extra over what they are holding.<BR/><BR/>In any event, the cash is going into savings. We have a couple months expenses put aside in savings and I'm currently saving up additional cash for a down payment to replace the red junk, er, car.Sammy Jankishttps://www.blogger.com/profile/17728554025654289692noreply@blogger.comtag:blogger.com,1999:blog-4012906809540892310.post-77345060817386474692008-01-02T15:55:00.000-06:002008-01-02T15:55:00.000-06:00This comment has been removed by the author.Sammy Jankishttps://www.blogger.com/profile/17728554025654289692noreply@blogger.comtag:blogger.com,1999:blog-4012906809540892310.post-10917786565816340732008-01-02T15:34:00.000-06:002008-01-02T15:34:00.000-06:00I hate to burst your bubble, but before you spend ...I hate to burst your bubble, but before you spend that hard earned cash, look into what your insurance premiums are for the year, and what your taxes are for the year, and make sure that the amount that it is a month is what they come up with as your escrow payment. We would get escrow refunds EVERY YEAR, at about $400 to $500. But then insurance would come due and there wasn't enough money in the escrow account and we were turned around and billed $500 for the shortfall. Mortgage companies are somewhat incompetant that way ;) <BR/><BR/>Hopefully you can really really keep it, but just be careful--from experience.Stac Colehttps://www.blogger.com/profile/00987598916230715360noreply@blogger.com